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bank just valued our ppor - 20% increase in 2 years - and we only spent 5% of initial value on reno's to date. i'm happy! and you know how conservative bank vaulers are. doesn't hurt that the neighbours knocked down the old dump of units and are building a flash house instead. that'll...

but if your borrowing is at 5% and your return is at 6% (after costs), then it is not you "paying" for the risk of holding on for the next boom ... i know which option is risker imo.

i bags i'm the bubblegum flavour with chew jubes (goodygumdrop)

hey - don't go!! i'm with michael - if i had listened at the peak of 2004 (and not bought), if i had listened at the peak of 2007 (and moved into a cash smsf), if i had listened in october (and not leapt into shares to early) - i would have been a much richer person then today. it has taken...

gave him one for you ... ;)

i read a similar identical article last night by michael matusik - giving the same figures - and written prior to october so i'm not sure who copied who. "... income left over after debts servicing paints a different picture to that obtained simply by calculating the proportion of income...