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so, now down under $1000. that sounds much better.

is it architect designed or something? a pretty flash 4x2x2 to be build by a spec home builder is around $400k max.

i'd be shopping around via the internet with the major players. that is way expensive - although you have nominated a high rebuild fee. would it really cost that much to rebuild your house? also, what is your inital excess? i usually have around $1,000 because anything less than that is...