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As pointed out - you can only access your super at 55 if you were born before 30th June 2960. Hubby sneaks in by 6 days! Thanks goodness. Otherwise you have to wait for either 60 or 65 depending on when you were born.

Yep ... hubby's super is in a semi-conservative fund, and still lost nearly 1/3rd during the 2009 GFC. How the hell is that possible? We tried to roll it out prior to the GFC and use the money to buy 3xIPs, but being an industry super he cannot. That really irks - with 3 IP's we would've...