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Good idea MIW. I'll check with the tenant and see if anything needs fixing.

Thanks for the replies guys. And thanks for the offers of specialist tax advice, lol. I've obviously misunderstood the prepaying interest concept. My loan is variable. I thought there was some magical thing the banks did to come up with a number. I don't want to fix my loan, so I guess I...

Hi folks, This is the first time I've had to think about minimising my tax bill (yay?). I'd love some help pointing me in the right direction for good, legal, ways to reduce my tax. Key points: - CGT event this year made about $200k capital gain - I'll get most of the 50% CGT reduction...