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I thought what you meant by a '1 million development site' was a site where 1 mil worth of development was going to happen. Then I took off your buffer, stamp duty, and, stupidly, your land price, which wasn't land price at all, it was a deposit. I don't know. Things get fuzzy on a Sunday afternoon.

What can you build for $530,000? E.g. one really nice house, two OK houses, 3 ok townhouses? Including architect fees, council fees, building costs, etc, what can you reasonably expect to build for that? Assuming your site is as big/flat as you need it. Anyone?

28 here, not quite in your age bracket, but I started when I was 23, if that counts!