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And the rate is usually cheaper than a business loan rate? So the general benefit is having no term and lower interest?

Bank bills? Hmm, I've just been googling and I'm confused. For the sake of education (because we certainly don't have millions to invest in commercial property) can anyone explain it to me in laymen's terms?

Thanks Aaron!

Thought I'd ask here instead of starting a new thread. What are normal commercial property loan term lengths? 30 years like resi? Or shorter?