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No, she only had the raw figures when i saw her, said she didn't know the rules for claiming anything back.

[ Not sure if it's scaremongering, but who would want to risk it?

Just think of it like this - my good friend came back from being overseas for 3 years. She had frozen her health insurance while over there as she was able to seeing as her hubby was on a posting over there. When she got back, she tried to unfreeze her health insurance but got into some sort...