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Thanks for your replies so far. Terry, I'll make sure to number my questions in future :) Thanks for clearing up my questions about the trust being able to own it's own units. 1) I will certainly consider selling to my partner to avoid stamp duty, but I am really also after the flexibility...

Hey, Wasn't sure whether to post this here or in property finance, hopefully I picked the right one. I have IP1 worth approx 285k with only 35k loan remaining, and IP2 bought last year for 605k with 626k loan remaining (cross collaterised IP1 to lend 107%, no LMI). I intend to move into IP2...