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At the moment being 40 and your family unit as it is quite large having a PPOR of your own for me yes I would do that and do your investing around that,you obviously are on a good income so paying down the home to use equity is a good Idea for further properties but make sure they are stand...

Hi, You really need to work out what you are trying to achieve,by buying a PPOR up to 1.1m and putting a granny flat there you say yourself living with others so close,think about resale point of view in time not to many people spending over 1m dollars would want that either so a huge negative...