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Yes I think at if at least you are injured at work that this type of cover would be beneficial after the 12 months of ceasing of work cover payments etc but find what product bests suits your circumstances , but my honest opinion speaking for myself income protection is something I should of...

i guess the only positive about my situation is since interest rates are low and over the years I have been able to have a good cash buffer to work with I am able to manage my portfolio, but my poor wife is working harder than ever before we have cover but a bit to late for me . Cheers.

Hi, Well I thought a bit like yourself I have had always been employed full time but I got injured at work needed surgery and to cut a long story short it has been 3 years since then I got terminated and only now am I capable of working casual hours in a job I hate,Work cover only covers you...