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Let's be honest here, how many would have thought two years ago when interest rates were nudging 10% that they would EVER be down around 5%, let alone so quickly? Anything is possible.... Marg

I have owned IPs and paid interest of 16%. What you must remember is that, when the rates were so high, so was inflation. Inflation was around 8% or so which accounted for some of the high interest rates. Watch the inflation rate - once the genie is out of the bottle it is VERY hard to...