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It's bad enough that laws can differ between states, without bringing international law into the mix. I've learned to be sure to qualify any comments I make with the warning that things may differ in other states. Marg

I cannot understand why you are so angry and aggressive toward your tenant and PM. Sure, it is a nuisance. But that is why you take our insurance. As Perp said, you have to have an "insurable interest" to take out insurance. As your tenant does not own the building, he/she cannot insure...