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I choose not to take income on this IP for various reasons. I agree this is not the norm but the locked in equity keeps me safe. Its like having a safe deposit box with a stack of cash in it only it keeps on growing and gives me a SANF. In the meantime my other properties can be mortgaged to the...

LOE is just a capital raising exercise once you get past buying property for income. I have a property that I do not rent and do not borrow against. Some say it's dead money but it has grown in value by some 34% compounded per year. It's current value is 25% of my net worth and that frees me...