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  1. M

    Restructuring IP/PPoR loans and transferring title - CGT?

    Thanks both, very much appreciate your insights and time. Next step is off to the accountant to work through some details.
  2. M

    Restructuring IP/PPoR loans and transferring title - CGT?

    Thanks again Terry, makes sense. I gather there would be no implications if the wife took her newly-acquired funds from selling her half of the IP to me to then pay off part of the PPOR loan?
  3. M

    Restructuring IP/PPoR loans and transferring title - CGT?

    Thanks both Terry and Paul - food for thought. If I buy out my wife's half of the IP, does that mean I forgo the vic stamp duty exemption given the consideration for transfer of title is no longer just "for love and affection"? Is there anything specific finance-wise that needs to happen...
  4. M

    Restructuring IP/PPoR loans and transferring title - CGT?

    Thanks Terry - sounds like restructuring the loans in the proposed way is a no-go. I had idea of restructuring in my head because of some advice the accountant gave back when we purchased the new PPOR and turned the old PPOR into an IP. He didn't go into specifics at the time, so perhaps its...
  5. M

    Restructuring IP/PPoR loans and transferring title - CGT?

    Hi all, Given it's EOFY, I'm currently mulling over my loan structure and looking to clean it up in order to increase deductible costs on the IP. I think I'm clear on most of what I want to achieve, but I have a couple of questions for the brains trust. Scenario: The wife and I have a PPOR...
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