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Yes pro rated - so if you take out hospital cover now you will still be up for the surcharge for most of the year. MLS is 1%, 1.25% and 1.5% for incomes over $90k, $105k and $140k respectively. So you could end up paying 3.5% in Medicare levy (1.5), MLS (1.5) and NDIS (0.5). The Private...