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Hi Qlds007, Haven't really negotiated with the bank before so I appreciate your insight...& yes, Westpac is Wesuck these days. Do you have any advice on how to negotiate more off the rate considering they said my individual borrowings & my partner's borrowings won't be looked at together as...

Hi all, Wasn't aware til reading this forum that I could just call up & get more of a discount...so thanks to all contributers for sharing! Contacted Westpac yesterday. Currently on 0.7 discount (Premier Pkg). Got discount up to 0.8 (& 0.95 on LOC). Loans: 275 (incl 35K LOC) my name...