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Hi Skater & CashflowPlus, Thanks so much for those options, really appreciate you taking the time to share! Don't think partner will want to move back into old flat as too small & pokey, but like the idea of renting somewhere else as an option. Will bash out some figures & see what may...

HI RumpledElf, Hee hee, I like your terminology 'accidental small people'! Best o luck with the new house too :) Hope it brings you an abundance of love, happiness & money for your future ...and for any more tiny rumpled elves that may come along :) Yeah, sometimes life throws us a...

Hi JamesGG, Thanks also for your suggestions & yes, you are spot on when you say serviceability is our downfall now. No, I wouldn't lie to the banks (bad karma to lie anyway), just wasn't sure what I had to tell them? Haven't yet told them I'm not working, but as we're still paying our loans...

Hi devank, Yes, IP1 was where we were living. I'm hesitant to sell to pay down PPOR as I've liked the buy & hold strategy this far. By selling i feel that we're losing our access to the future capital gains from that property and in turn, our ability to leverage funds from it. It's in Glen...

Hi all, Thanks for all the info-sharing & advice, have picked up some really valuable tips here! Hoping to one day know enough to help someone else :) Accidentally had baby last year & investing plans have gone a bit off-track since then:o Now on one salary (approx $40K after tax). PPOR...