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Thanks very much to all who offerred their opinions & shared their experiences! Kinda confirms my lean towards staying variable. I think we will ride the rollercoaster & shore up our cash reserves in the meantime to cope with any rises. We have about $11K redraw in our PPOR loan. Does...

Thanks JIT, Bigtone & wylie, Very much appreciate your views. JIT sagely advice! Just wondering why you say fix for a shorter time? Like the 5 yr 7% 'rule' Bigtone :) Wylie, do you fix your loans & then prepay the interest? Thanks again for sharing :)

Congrats to all who fixed & got some great rates :) Just wondering if anyone who is currently on variable is looking at fixing with all the hype about rates hitting 8 & 10%? I know historically variable has worked out better than fixed over a long period. However, the world seems to be in...