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This is incorrect. Staff rates are between 0.8% discount and 1.0% depending on loan value.

do you work at a bank to know those discounts? or lack there of? Yes I do.

Depends which bank you are with: Westpac/St George - basically the same rates, but can get 90% LVR with no LMI which is really handy, also no fees CBA - No benefit of being on staff, really crap. Would be interested to hear for the others. They used to have amazing staff discounts, but with...