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This really seems like they're clutching at straws. What do they care if your property is not covered by landlord insurance? Damaged carpets is not a good enough excuse for skipping your mortgage payments. I would read the PDS carefully, and not be tempted by saving $8 per year. Read my post...

Terri Scheer also doesn't cover flood. We have about 10 owners with AON - and their flood extra premium is huge. One property is in a 'flood suburb' (but would never flood as it's on a hill) and the premium went from $289 to $2,799. Depending on the premium they give you, I don't mind AON...

That's just it. Agents usually get blamed when a tenant turns bad, but we don't put 'bad tenants' in our properties. You can only learn so much about someone by meeting someone twice and looking at their financials. Plenty of tenants are great for 2 years then turn crazy. Just like...

Please note that I am not giving out insurance advice, and I don't have any commercial arrangements with any of these companies: I recommend TS to clients for a number of reasons: Premiums are fixed and do not increase based on number of claims Limits on weekly rental loss are extremely...

With all due respect, that was pushing 11 years ago. A lot can change in that time. I deal with a lot of insurance companies and a lot of claims. It has been my experience that TS is one of the few who do not charge multiple excesses for separate instances of damage. I also find Allianz to be...