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What do you mean 'live within your means'? I think you might just be saying it because it sounds like it should be good advice. Almost all of the posters here rely on borrowed money to get ahead - is that within their means? Our means are sufficient to maintain our loans in the above...

Hi Sean, We are buying the house as a PPOR. We plan on living there long term. The would consider renting it out up front if it put us in a better position to borrow, however the goal is to be moved in within 18 months. We?ll be excited to get a deal signed now, even if we can?t make it our...

Hi Marg, whilst I appreciate your candour, it's not the type of constructive strategy feedback I was looking for. For what it's worth, any money that we borrow from 'family' is actually borrowed from a family trust, looked after by my mum and uncle. They are very generous and have lent us...

Hi All, I've not really posted about my personal situation before - and have focused on dishing out my $0.02 to others :). Now seeking some thoughts... Here's our position: My partner and I are both 25, and have a combined income of $127K before tax and we have: 1. IP - St George IO...