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Looks like it's subject to overland flooding. Even if I an get a DA I can only build a max 40m2 granny flat with this council. Would it be hard to develop in the future due to this clause ? The numbers are ok for a buy and hold

Will this clause affect insurance ? I know houses in flood zones cost more to insure

Hi all In the past I have tended to avoid buying properties that are in a flood zone. However, I came across this clause in a contract that I am looking at and am worried it will affect my ability to build a granny flat/ subdivide in the future. part 7a - flood related development controls...