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Honan are underwritten by Chubb no?

I ended up using honan. It was still the cheapest to insure the 2 houses by taking out 2 separate loans. Plus, their excess is only $100

Does anyone have experiences with Honan, CGU and NRMA? My quotes are all roughly the same for a house + granny flat. Honan $1280 with 2 separate landlord and building policies. front house for 220K, granny flat for 220k CGU $1216 with combined landlord + building policies for both (also rent...