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Paul, Each to their own, Yuch does bigger ticket items like pianos and gas heaters :) At the moment there's a person at my work who owns a car. She bought the car on 12% finance, I think she still owes about $8-9k on it. The thing is, she plans on moving overseas at the end of the year...

GMott, To answer your question, "The vendor had the option to say no" Actually, the vendor wanted $850 for the fridge, when I explained the terms, he asked for an extra $50 for the trouble. So I agreed to his terms and bought it for $900. I also said to him, here's my number, if you get...

Hi, Last weekend I bought a 2nd hand fridge. Its only 6mths old and has 4yrs warrantee left. Retails for about $1500. The owner had moved into a nice new house and the appliances were all brushed metal finished, so his new white fridge didnt match. I call him and said I would be interested...