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Hi, Hmm, a thought just a occurred to me regarding their operating structure - don't quote me as this is only a theory, however... Banking here and elsewhere is based on fractional banking. I.e. when a bank wishes to lend money they are required to place a certain amount in trust with the...

Hi, It does look interesting, one thing I was wondering, the 5% fee would still be less than 1yrs worth of interest. If a fee then would this not be tax deductable (for IPs). And if such it would be like pre-paying interest at the end of a financial year. Would be a nice thought to time it in...