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Reply: 2.1.1.1.1.2 From: Michael G Susan, If you do need the license, I'd still argue that only a fraction of the money is financed by you and the rest has been financed by the bank. Easy way to prove this is check who owns what mortgages on the deed. 80% of the purchase price will be...

Reply: 2 From: Michael G Susan, Two things to consider: 1) You may be able to structure your wraps as principal only. Rick Otton has written a post about this on this forum. Do a search. If its all principal, then there's no interest. No interest, then you may not be providing credit. Also...