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Refinance Time More Reply: 1.1.1.1.1.1.1.1 From: Michael G Hi, What is APESMA? Michael >CBA does 0.5% off Std Variable >and 0.25% off Fixed, for >members of APESMA. No other >special requirements. If they >can do this for APESMA members >then they should be able to do >it for anyone. >...