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Salary sacrifice can be a large win over loans Courier Mail article :) Salary sacrifice can be a large win over loans

great info/replies thanks - seeing it seems significant I can note I'm about 12 years out from being able to access super (at 60)...however I have the ability to acquire additional IPs (if I can convince the boss) using equity (buffer) so my specific question will still be valid here I think...

thanks Scott - so is my logic/comparison correct then from your point of view?

:) wanted to stick to just understand if my comparison of these two options is correct for the moment...

It seems much better to put any spare money (from your job) to super via salary sacrifice then it does to take it and put it on your IP loan. I've put my notes/calculations below. Just after some confirmation I'm not missing something here or made a mistake in calculations? I've attached...