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  1. mixedup

    Is trust more cost effective for this simple scenario?

    but if he had sold in 15 years time, then the $48k would only be ~$23k in today dollars (@4%) correct? Also at that stage if they had both retired it wouldn't make a difference either way as the capital gains would apply against their income for that year correct?
  2. mixedup

    Is trust more cost effective for this simple scenario?

    ok Terry :) But like, overall, as a really rough rule of thumb, if you say were single/working, still had 15 years of income, and negatively geared property it would "generally" be the case for the first couple of property (before land tax impacts) that buying in your name would be...
  3. mixedup

    Is trust more cost effective for this simple scenario?

    ok Terry - so this would be a much more straight forward way to (a) get the negative gearing benefits for the next 15 years, but still have (b) a way to pass onto children in a manner that doesn't trigger capital gains tax/stamp duty etc then? Do I understand things correctly?
  4. mixedup

    Is trust more cost effective for this simple scenario?

    but then, assuming you don't get negative gearing benefits in a trust (?), the capital gains tax impact in 25 years time, wouldn't be too much speaking in todays dollars right? So the immediate real negative gearing gains over the first say 15 years you would think would outweight them? (or am...
  5. mixedup

    Is trust more cost effective for this simple scenario?

    just in terms of estate planning financial benefits, if the expectation is that you have say another 12-15 years of taxable income, and passing on property to children you estimate is say 25 years off, then is it not a reasonable assumption that the $ benefits in having the property in...
  6. mixedup

    Is trust more cost effective for this simple scenario?

    thanks Terry - so overall (and extremely roughly) you may be (for negative geared property) best to: a) put first few IPs in your own name (then when tax advantage/personal land tax thresholds are crossed) b) put next ones in first trust, then when this crosses land tax threshold c) put next...
  7. mixedup

    Is trust more cost effective for this simple scenario?

    State is QLD in this case. Would stick with assumption properties are roughly -$5000/year before any tax benefit (i.e. a $5k loss per year)
  8. mixedup

    Is trust more cost effective for this simple scenario?

    thanks Terry, Would it be roughly true to say then overall, in the case of negatively geared property, that financially typically better to keep names of property in your own names whilst there is a Land Tax & Negative Gearing benefit. But at some number of properties this may change over to...
  9. mixedup

    Is trust more cost effective for this simple scenario?

    In terms of which name (my name versus trust) to put an Investment Property in, what would be the answer (or just main determining factors) in the the following scenario. Basically was just after the key factors re how things work here, so there I could go off an spreadsheet if need be. So...
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