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Hi Minx, Thanks for your valuable input! Comments inline. If she could draw on the existing equity in the house (and she'd only do this if she could finance the complete build), then get the house revalued and her account topped up to 80 or 90% LVR. Or would banks have a grave issue with...

Hey'ya RumpledElf, Yes - she would live with my wife and I for the duration of the building process. Oh, and my two brothers as well. We are renting a 4 bedroom house at the moment. :)

Oh...I understand now. The original sentence should probably read "3sqm less" rather than "under". :)

Hi farmilor, Thanks for your comments. My comments inline. Figured as much. :rolleyes: Could you clarify what you mean by "3m2"? Cheers! -- MJ.

Hi Rockstar, Thanks for the feedback; the house footprint is flat, but the block slopes up from the street from both corners. Maybe I should get some photos uploaded.... I'll do some homework with council. :) -- MJ.

Hi all! My mum, who is in her early sixties, wants to knock down her 30 year old house in Baulkham Hills (NSW) and build a duplex. I don't think that the council will allow her to cut the block in two, but will allow either a duplex or two townhouses on the one title. I'd like to keep it as...