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So, really, if you earn over $75k, what's stopping you from just saying "$75k" to avoid the GST shernanigans? Apart from the "You can't lie on a loan application", of course. In order to get around the moral delemna, I'd almost be willing to take a pay cut to get a couple of lo doc loans...

Hi Richard - any lodocs that don't need BAS/GST registration? -- MJ.