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Hi Kenneth, The legislations being rushed through currently are being put in place as an emergency measure to prevent the US housing market from total implosion, and are reasonable given the current situation. However, they would not have prevented the current situation from occurring had they...

Hi Kenneth, The problem with sub-prime market was not lack of regulation, the lending market was, and remains, highly regulated in the US. It was a combination of institutional investors purchasing securities that were unsafe, unscupulous lenders and brokers and a population with excessive...