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YES!!! I can never understand why wealth forums have free forums and "savings" forums have paid forums :( Simple Savings is pretty good though...there a quite few "Somersofters" over there too :)

We used to have this little calculator on our wallets when bashing down or PPOP mortgage. http://www.bendigobank.com.au/personal/calculators/lump_sum_repayments_calculator.asp Plug in your mortgage details and down the bottom work out the "savings" if you put $1,5,10,20,50,100 eg: If...

The simple rule is maximise EVERY dollar. Sometimes you need to think outside the box to do that. What to go drinking or eat out with your mates? have a bbq at home instead...everyone bring a plate. ( start a "dinner club" where you go to a differnt persons place every month) Want a...