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I have also heard that if you enter into a defacto relationship, and you allow that person to contribute in any way to payments towards the mortage, maintenance, bills or upkeep of the property - you have just granted them entitlement to part of that property if you are ever to split up. Bad...

Go to a good accountant who specialised in asset protection, like Chan and Naylor. Do not buy any property in your own name - even if is your own principal place of residence. If you are ever sued you will lose your house, unless it is protected with internal debt. Set up a trust structure...