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I guess it is a question of risk tolerance and assumptions. This is a personal thing that relates o the individuals SANF. I would imagine there are many people here with PPOR and IP debt higher than this and with a higher lvr or in the wider population with lots of expensive unsecured loans...

The examples actually came from me. My employees are not nurses, their spouses are. I don't believe these guys are being irresponsible, they are making choices that others may not choose to make. They have prioritised owning their own home over other lifestyle choices, and whether or not you...

Two people who work for me Male aged 25, $50k pa,works Northside Brisbane wife aged 25, nurse, $50kpa works RBH, purchased 3/2/2 in Northlakes for $345k with 45k deposit - 3 x income. Female aged 30 $50kpa,works Northside brisbane, Husband, 33 Nurse C$55kpa works Redcliffe Hospital, bought...