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^^ that and look for comparable properties in the vicinity, what they are listed for or sold recently for. Let me know if you need help with that. Also, as other members have replied, do not solely rely on the RP data estimate.. well its just an estimate. Good Luck!

Why do you think you will lose your 0.25% everytime due to valuation? I believe that either you are offering much more than the market value to secure a property or putting your hands into the OTP territory. All of my properties were valued on the contract price and I guess other SSers might...