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PT Bear, i wasn't aware that there are two set of documents that i had to sign and return. I kept assuring conveyancer and bank that docs had been returned. After spending hours on the phone one day, i was told that second set of documents were sent by perpetual and idiots sent it to the address...

I understand Aaron but my case is way different, $5000 for me is almost like $500,000 for you.

Thanks the Y-man. It's biggest lesson i have learnt all year, wouldn't ever use coveyancer in my life. Too bad the learning comes at the expense of my Christmas, new year, holiday plans being ruined.

I didn't take any advice on number of days and as you said, it's quite impossible to settle within 14 days. I know vendor will use "terms and conditions" thing so i may not be able to do anything but i think it's highly unfair given the fact that someone is trying to buy their first property...

Thanks for the reply guys, i can understand that i shouldn't have waited for vendor to contact for settlement but you can understand that i have absolutely no experience in this. I didn't know how long it should take for bank to send documents, didn't know they had sent them to wrong address...

Hi All I was wondering if someone can help me or give me an advice as i almost suffered a heart attack today.I signed up for a block of land end of last year and was told that settlement is due sometime in September. I paid the deposit and knew loan approval won't be a problem so i kind of...