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Thommo, I'm sorry if I totally misread your post! I didn't mean to imply that you did not love your daughter or didn't have her welfare at heart. It definately would need to be reworded though if what you said is not what you meant. Nat :)

Why on earth would you want to destroy your own daughter's credit rating? :eek: Without a credit rating you can't do anything or buy anything. If she made those calls then she should pay for them don't you think? Nat :)

In my belief she should try every thing else before declaring bankrupt due to the mess it makes of your credit rating. Sure she may one day be able to buy a house with a low doc loan, but the reality is that as mentioned before, her bankruptcy will stay on Baycorp for seven years and in that...