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Its taken me about a day to think this point through and i think i get what you mean now. But as long as i can refinance like you said, its not the end of the world. At which point, when determining which property to fix, do you agree that I should fix the loan on the property which I deem to...

Thanks PT and Tobe. I forgot about the ability to move lender if they couldn't do the top up. Right now the two lenders I'm with are apparently two of the more conservative lenders in the market. Lender C will also be a conservative lender (saving the loose lenders for later). If...

I'm considering fixing my loan, but before I do, I want to consider all the possible reasons as to why I shouldn't. Interest Rate drops I'm willing to wear this as its a good trade off against my financial cash flow Break costs Locking it in means that if i need to sell the property there may...