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Antistar, this is ALL the 105% is. Its not about actual borrowing. Its just to compare apples with applies. Nothing more, nothing less. Its the same reason why gross yield is mentioned as a PERCENTAGE and not a dollar figure. Regarding the LVR argument, each to their own. There is no right or...

Purchase Price + Stamp Duty + Solicitors + Other disbursements. eg. $500,000 + 17,990 + $1,500 + $500 = $519,990 $519,990 / $500,000 = 1.03998. Therefore when people are talking about positive gearing, its all on a level playing field. For example, say I buy a property for $500,000 and...