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Lent my sister the Citibank card and loaded it up with $300 AUD. She withdrew $200 USD from an ATM in New York and the account was debited $261.62. Works out to be an exchange rate of 0.7644675483. Comparing against XE on the day of the transaction = 0.7725120818. So that $200 USD withdrawal...

The cash withdrawal rate on the citibank card isn't as good as purchases, but not too bad none the less. Main benefit to is that I can withdraw what i need so I'm not carrying huge amounts of cash on me. In addition, anything left over stays in AUD so I can transfer it back to my normal...

I did what most people do with the 28 degrees card. 1. Apply for the card 2. Drop the credit limit to $500-$1000 3. Top up the card with your own money (takes 2 days with bpay) 4. Withdraw money from overseas ATM. No ATM fees, no transaction fee, nothing. The same rate you would find on XE...

Damn.... I was hoping it was an empty threat :( Cheers for the confirmation.

Has anyone confirmed that cash out of the 28 degrees (with money you have put in yourself - therefore bringing the card in actual credit) is charged a fee? Prior to the new fee being introduced, I would top up the 28 degrees card with my own money and withdraw funds as required. The fee doesn't...