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There was some useful things shared in this thread: http://somersoft.com/forums/showthread.php?t=88866

What does "taking to your broker" have to do with developers getting burned? I am assuming you are talking small scale developments.

Not sure. I would ask Westminster. She is the resident developer guru.

Costs aren't hidden. You just need to educate yourself and find out what costs are involved when developing. Demo costs vary based on trees on site, whether your block is flat, asbestos (and hidden asbestos) and access to mention a few. Can range from $10-20K plus.

Costs closer to $1.9m. You need to do some research and determine what "all other costs" are. Ringwood should get better and better. 7 years? Who knows.