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Thanks everyone. Will catch up with NAB to confirm it. 33 days interest does make sense (Nov interest was lower). However Aug-Oct didn't make sense so nice exercise to go through with the banker anyway. Interesting that it is done to a business day rather than the full month considering...

Thanks Richard, will have a chat tomorrow :)

I have a few loan accounts with NAB, one of which is $100k with a $0 balance in the offset account for the full Dec 2014 month. Let's assume interest rate I am on is 5%, what amount should I expect to pay for interest taken out of my savings account? I thought the amount should be very close to...