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thanks tubs, will do more research on this. Terryw I have not gone back to that FP as I thought the fees were just ridiculous, been in contact with the FP Wylie mentioned. With so many "financial planners" around I am surprised they are still asking $250 per hour instead of $25 ph !

Thanks Wylie, much appreciated. May be he's the honest planner I've been looking for.

Wylie, yes he definitely wants over 5 grand per year. I don't mind paying reasonable fees for good trustworthy advice, but in this industry 90% don't know/don't care what they are doing, 5% charge ridiculous fees, it is hard to find the remaining 5%. Mind to give the name of the planner or I...

Saw this "financial planner", he wants over $5K a year to do the "planning" for me. Because these people are mostly of dubious value & clueless, I decide to self educate and leverage the combined wisdom of my fellow SSers. What I need to read up are pension, estate planning etc. So If I buy an...