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Hmmm, I know one is against my PPOR (which I haven't listed in any of the accounts above, because it's paid off). I think the other one is too, but I can't remember. I know they aren't cross-collateralised though. I will investigate the options you mentioned. Thank you.

A question with a similar flavour: We have the following accounts: - Offset (linked to IP1 loan) - Investment property loan (IP1 variable) - Investment property loan (soon to be IP2 fixed) - LOC 1 - LOC 2 Question: How to put aside a set amount of money each month, yet have it still...