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  1. oracle

    Use savings or draw Equity?

    I am sure all the banks, institutes and individuals that borrowed large sums on margin loans thought the same thing. Their risk is pretty minimal. Just because residential property prices haven't crashed doesn't mean borrowing money on increased equity is the less riskier option. Cheers, Oracle.
  2. oracle

    Use savings or draw Equity?

    Drawing on equity is the more riskier option but it also gives you greater rewards should the market rise. The $50K savings in the offset account surely would assist in mitigating the risks of drawing down equity. I would go with the drawing equity option. But at the end of the day it would...
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