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The point I am trying to make is if you are earning 200K and paying around $70K in tax. Wouldn't it be much better to have that 70K working for you by you being able to claim the amount against legitimate investment loan? Almost, every book that I have read about property investments...

Would be nice to also see the amount of tax paid when you have 21 incomes. I am assuming that all properties are bought under the one name. The strategy Nikolina has adopted is surely one of the lowest risk strategy. But once her income from employment + rent reaches highest tax bracket you...