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  1. O

    For those with an offset account, do you use your credit card all the time?

    I find the offset account much more flexible than paying off loans....Great if you need to get hold of cash in an emergrency and even better if it is likely that your PPOR may eventually become an IP . All my loans are IO with an offset attached to my PPOR with my savings deposited therein as...
  2. O

    For those with an offset account, do you use your credit card all the time?

    In answer to the OP's question, yes...religiously
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