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Ok, I wasn't really sure how to read "each applicant....": Each applicant and/or their spouse cannot have owned residential property anywhere in Australia before 1 July 2000. Each applicant and/or their spouse cannot have previously owned residential property anywhere in Australia on or after 1...

Thanks Jessica. I used one of the banks calculators and she would only qualify for about 145k (includes rent) so she would short about 100+k. If we take a loan and include her in it, would she still qualify for FHOG?

Thank you Brady!

yes it feels messy, and I'm only dipping a toenail in ..... So if I do buy only in my name, and wanted to transfer the property to her at a later stage, as a first home buyer she wouldn't have to pay stamp duty (property under 430k), correct? So that might be an option, when she is working...

Oops can this be moved to Property Finance (I think?)

We almost own our home outright, would value it around 750k. Looking down the track, hubby currently earns 100k, I'm a stay-at-home mum who plans to go back to study next year, then swap places with hubby but income wil probably reduce to about 50k+. We have an investment property where the...