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Yeah thanks for that guys. As Rolf said, it aint a problem until its a problem, and I agree with the servicability criteria being there for a reason, however, when you go to the bank and say hey, the rent has just gone up $200 a week on one of the IP's, and its a 5 year Govt tenant, I would...

Hi All. I seems it may be time to look elsewhere for funding to grow as I appear to have hit the serviceability wall. I have been with Westpac all of my investing life and done very well from the arrangement. IP#1 Built 2003 cost 380k, current val =$1m IP#2 Bought 2007 cost $695, current...